Hurt in a Rideshare Accident in Tampa? Critical Steps You Must Take Now

Rideshare services like Uber and Lyft have become a way of life in Tampa, offering a convenient way to get to the airport, a night out downtown, or even just a quick trip across town. Every day, thousands of Tampa residents and visitors alike rely on these services for safe, easy transportation. However, accidents involving rideshare vehicles are happening more often than many realize — leaving passengers, drivers, and others on the road unsure of how to handle the aftermath.

At Darrigo & Diaz, we know that being injured in an Uber or Lyft crash can be overwhelming. That’s why it’s critical to understand your rights, your options, and the steps you need to take to protect yourself.

How rideshare driver negligence can lead to accidents

While many rideshare drivers are professional and careful, mistakes and negligence can — and do — occur. Common causes of rideshare-related accidents in Tampa include:

• – Distracted driving: Drivers often toggle between multiple apps for navigation and ride requests, creating dangerous distractions behind the wheel.

• – Excessive hours: Many rideshare drivers work long shifts, leading to driver fatigue, slower reaction times, and impaired decision-making.

• – Reckless driving: In a rush to maximize their earnings, some drivers may speed, make aggressive lane changes, or run red lights.

• – Poor vehicle maintenance: Because drivers use their personal vehicles, tire blowouts, brake failures, and mechanical problems are more likely when regular maintenance is neglected.

• – Impaired driving: Although rideshare companies have strict policies against substance use, there have still been cases where impaired driving played a role in serious accidents.

Rideshare companies themselves can also bear responsibility if they fail to adequately vet drivers or enforce safety standards.

Who covers your injuries in a Tampa rideshare accident?

Determining who pays for your injuries after a rideshare accident can be complex. In general, here’s how coverage typically works:

• – Was the rideshare driver at fault? If the driver was actively transporting a passenger or en route to pick one up, Uber and Lyft provide up to $1 million in liability coverage.

• – Was another driver to blame? If another motorist caused the crash, their personal auto insurance is usually the first source of recovery.

• – Was the rideshare driver offline or waiting for a ride?  If the app was on but no ride was accepted yet, limited coverage may apply — and your own uninsured/underinsured motorist policy could come into play.

Because insurance companies will often try to limit what they pay — especially when multiple policies overlap — it’s crucial to have a skilled attorney in your corner to sort through the confusion and fight for the full compensation you deserve.

What to do after a Tampa rideshare accident

If you find yourself injured in a rideshare collision, following these steps can protect both your health and your legal case:

1. Seek immediate medical attention: Even if injuries seem minor, get evaluated by a medical professional. Adrenaline can mask serious conditions like concussions or internal injuries.

2. Call law enforcement: Always file a police report. Official documentation will be vital for any insurance claim or legal action.

3. Gather evidence: Take photos of the vehicles, accident scene, and any visible injuries. Collect contact details from all drivers, passengers, and witnesses.

4. Report the incident to Uber or Lyft: Use the app to file an accident report. Be factual, but avoid offering opinions or accepting blame.

5. Avoid quick settlement offers: Insurance companies may pressure you to settle early — often for less than your case is worth.

6. Consult a knowledgeable Tampa rideshare attorney: Protect your rights by speaking with an experienced attorney before making any decisions.

Injured in a rideshare accident in Tampa?

Call the Florida Accident Attorneys at Darrigo & Diaz for a free consultation at (813) 437-5523

At Darrigo & Diaz, our Florida car accident attorneys bring over 25 years of experience fighting for injury victims in Tampa. Our legal team has a deep understanding of rideshare accident laws, and we know how to build powerful cases using evidence like app data, vehicle records, and driver histories.

When you work with us, you’re not just getting legal representation — you’re getting a fierce advocate dedicated to securing the maximum compensation for your medical bills, lost income, pain and suffering, and more.

Don’t leave your future to chance. If you’ve been hurt in a Tampa rideshare accident, call Darrigo & Diaz at (813) 437-5523 for a FREE consultation. We’ll fight to make sure you get the justice and recovery you deserve.